Privacy Policy

Our Commitment to Your Privacy

We’re committed to protecting your privacy. You can control how we handle your personal information. You have choices in this matter and can refuse to allow us to obtain, use or share your personal information. You can also withdraw previously given consent at any time. This policy may be modified by Northsure Technology Inc at any time without notice to you. Please check this page regularly for updates.

What is Personal Information?

“Personal Information” means information about an identifiable individual. For clarity, information that by itself cannot be connected to an identifiable individual is not considered Personal Information.

Why is Personal Information collected and used?

When you first become a client or whenever you quote or acquire an insurance product from us, we may need to collect some of your personal information. Common purposes for which we collect your personal information are to:

• Assist you and assess your ongoing insurance needs;
• Promoting, offering and quoting to you;
• Improving our website and the various services offered to you on it;
• Processing and administering your insurance policies and any renewals or changes in coverages for which we act as your agent;
• Contacting you in compliance with the law; and,
• Complying with the law.

We will limit the Personal Information we collect about you to that which is needed to meet these purposes.

Please be aware that, as part of our use of your Personal Information, we may transfer it for processing in jurisdictions outside of Québec (if you are a Québec customer) and Canada, which may not have laws that provide privacy protections that are substantially similar to those in Québec or Canada.

What Personal Information Do We Collect?

Personal information is information that identifies you as an individual client and relates specifically to you. Depending on the insurance product and purpose(s) for which we need to collect it, we may ask for the following personal information about you:

• Basic information, such as your name, address, telephone, email address, birthdate, and marital status;
• Claims history;
• Driver’s record;
• Details about your property, such as the value of your home and its contents;
• Social Media information.

Personal information may also be obtained from:

• Insurance companies;
• Other insurance brokers or agents;
• Motor vehicle and driver licensing authorities;
• Financial institutions.

Will Personal Information be disclosed to others?

We will only disclose your Personal Information to:

• Broker, brokerage, and/or the insurer of your policy to underwrite your policy, adjudicate claims, fulfill its obligations under your policy, and comply with the law;
• Consumer reporting agencies and appropriate regulatory or industry entities, as governed by the law;
• CABroker’s service providers who will anonymize/de-identify the Personal Information for the purposes of product development, in strict compliance with this Privacy Policy, applicable law, and confidentiality and security measures;
• Any other third party, if the disclosure is reasonably necessary to provide a product or service requested by you;
• Any other third party, if the disclosure is reasonable for the purposes of detecting, suppressing, or preventing fraud that is likely to be committed;
• Any other third party, if authorized to do so by the law; and,
• Any other third party, if you provide us with your express consent to do so.

How is Personal Information collected?

We collect your Personal Information:

• From all written and electronic communications that you have with us;
• When you use our website;
• From any publicly or commercially available source of information; and,
• From consumer reporting agencies with your consent as required by the law.

By volunteering your Personal Information to us, you are providing your consent for us to collect, use and disclose your Personal Information as described in this Policy. If you provide us with Personal Information about others, you represent that you have obtained their consent for us to collect, use and disclose their Personal Information as described in this Policy.

How is Personal Information retained?

We retain your Personal Information for as long as necessary to meet our obligations to you and our legal, regulatory, and contractual obligations. We may retain your Personal Information for as long as it serves its identified purpose, even if you are no longer a customer with us.

How is Personal Information disposed of?

Subject to applicable laws, once your Personal Information is no longer required for the purposes for which it was collected, we will dispose of, de-identify, or anonymize that Personal Information.

What safeguards protect Personal Information?

• Use all reasonable physical measures, technical tools, and organizational controls at our disposal to protect your Personal Information from misuse or inappropriate disclosures;
• Ensure through contracts that all third parties to which we transfer your Personal Information for processing comply with our Privacy Policy; and,
• Ensure that the contracts provide appropriate safeguards to protect the confidentiality of your Personal Information.

Managing or deleting Personal Information

Please email Cabroker2025@gmail.com if you wish to:

• Withdraw your consent to our collection, use, and/or disclosure of your Personal Information;
• Access or make changes to your Personal Information; or,
• Delete your online account.

Consent

We might ask you for your express consent in writing, for example, in a signed consent or application form. We may determine that by seeking insurance through our organization, your consent has been implied for us to deal with your personal information in a reasonable manner.